This offering is tailored for individuals who possess and reside in condo or townhouse units within Canada as their main dwelling. While Condominium/Strata Corporations insure the external structure and communal spaces, they do not extend coverage to personal property within the owner's unit or any upgrades and enhancements the owner has implemented. Consequently, it's essential for condo dwellers to secure their own insurance that fills the gaps left by their Condo/Strata Corporation, ensuring protection for their belongings, their unit, and essentially all aspects not covered by the Corporation. Delve into our condo insurance options, which provide an array of protections for Personal Property, Additional Living Expenses, Deductible Coverage, Property Loss Coverage, Upgrades to Units, Backup Coverage for Units, Sewer Backup, Overland Water, Earthquake, Coverage for Home-based Businesses, Temporary Rental through AirBnB, among others. Our plans are competitively priced, starting at $400 annually or $33 monthly.
Eligible Clients
Condo/Townhouse - Owner occupied units
Owner Occupied and shared with up to 2 long term Roomers/Boarders
Occasional Airbnb short term rental daily/weekly (up to 30 days a year)
Owned by Individual, family members, Company name
Owner Occupied and shared with up to 2 long term Roomers/Boarders
Home based business (for selected business types only)
Unit under minor renovations
Coverage Available
Personal Property
Additional Living Expenses
Special Condominium Unit Owners Package - Loss Assessment, Unit Improvements, Additional Unit Coverage
Deductible Assessment
Identity Theft, Sewer Backup, Overland Water Damage and Earthquake
Home Based Business Endorsement
Short Term rental Endorsement
Features & Benefits
Payment Options: Monthly and Annual
Eligible in all Canadian provinces and territories, except Quebec