Insurance for the
Age of AI.
Safeguarding innovation with bespoke coverage for algorithmic bias, performance guarantees, and modern business risks.
Specialized AI Risk Solutions
Our deep-sea approach to underwriting ensures every neural layer is protected from evolving digital threats.
Model Underperformance
Compensation for unmet contractual AI guarantees and technical failure remediation costs.
Policy Details arrow_forwardAlgorithmic Bias
Comprehensive coverage for AI-driven employment discrimination claims and automated decisioning liabilities.
Bias Mitigation arrow_forwardRegulatory Support
Expert legal navigation through evolving global standards and data privacy frameworks for AI systems.
Compliance Hub arrow_forwardCore Ecosystem
Beyond artificial intelligence, we provide industry-leading protection for every facet of modern enterprise — from boardroom liability to complex construction projects.
AI risk placement powered by Munich Re aiSure™ — pioneering indemnity for AI performance errors and algorithmic liabilities.
CyberRisk Elite
AI-enhanced ransomware defense and data breach recovery for tech-first organizations.
arrow_right_altD&O / E&O
Executive liability and professional indemnity for boardrooms navigating high-tech transitions.
arrow_right_altConstruction & Infrastructure
Builders risk, wrap-up liability, and trades coverage — enhanced by AI-powered site monitoring.
arrow_right_altSpecialty Commercial
Political risk, environmental liability, marine cargo, and niche industry verticals.
arrow_right_altBridging the Gap Between
AI Innovation and Global Capital
We provide specialized brokerage services to navigate the complexities of AI risk. Through our partnership with industry leaders like Munich Re, we facilitate access to the aiSure™ program—providing comprehensive indemnity for AI performance errors and algorithmic liabilities.
Client AI Model
Your AI system, algorithm, or automated decision engine.
Ocean Falls Technical Review
We assess, document, and present a transparent risk profile.
Placement in aiSure™ Program
We facilitate placement with Munich Re's pioneering AI coverage.
Secured Balance Sheet Protection
Comprehensive indemnity for AI performance errors.
Expert Risk Placement
We don't just find a policy; we help you present a transparent risk profile to top-tier insurers. We ensure your AI systems meet the rigorous technical and ethical standards required for programs like aiSure™, including checks for bias and hallucinations.
Adaptive Coverage Management
AI models are probabilistic and systematic, meaning they evolve over time. As your broker, we provide ongoing advisory to ensure your coverage scales and adapts as your models experience data drift or enter new use cases, preventing gaps in your protection.
High-Frequency, Low-Severity
aiSure™ covers AI performance errors in daily operations—events that standard CGL and E&O policies explicitly exclude.
Where Insurance Expertise Meets Technical Fluency
Kevin Day is a licensed Level 2 Insurance Broker in British Columbia and a full-stack developer who founded Ocean Falls Insurance to bridge the growing gap between AI innovation and risk management.
With deep expertise across both insurance underwriting and software engineering, Kevin brings a rare dual perspective to the emerging field of AI risk. He understands the technical architecture behind machine learning models, algorithmic decision systems, and autonomous agents — and translates that knowledge into coverage strategies that actually protect modern businesses.
This technical fluency is why Ocean Falls can navigate programs like Munich Re’s aiSure™ with precision — presenting transparent, technically rigorous risk profiles that satisfy even the most demanding global reinsurers.
Level 2 Insurance Broker
British Columbia, Canada
Full-Stack Developer
AI Systems & Automation
AI Risk & Liability
aiSure™ Program Access