Insurance for a
Changing World.
From homes and small businesses to AI infrastructure and complex commercial risks, Ocean Falls Insurance helps clients understand their exposures and find the right insurance solutions.
Specialty Risk
Bespoke risk advisory and placement for specialized industries, high-density digital infrastructure, and cross-border commercial ventures.
AI Infrastructure & Data Centres
Insurance and risk solutions for independent data centres, AI compute operators, GPU infrastructure, developers and emerging digital infrastructure businesses.
International & Political Risk
Political risk, trade credit, kidnap & ransom and related coverage for organizations operating internationally.
Commercial & Construction
Property, liability, builders risk/course of construction, professional liability and other commercial insurance solutions.
Business & Personal Insurance
Ocean Falls Insurance is a full-service insurance brokerage. We continue to serve ordinary individuals, families, and businesses across British Columbia and beyond with reliable, transparent coverage for everyday and complex needs alike.
Personal & Property
Dedicated protection for your primary residence, luxury and hard-to-place properties, short-term rental operations, and worldwide travel.
Trades & Construction
Full-package risk solutions for trade contractors, builders risk during course of construction, wrap-up liability, and marine cargo transit.
Commercial & Executive
Commercial general liability, corporate leadership asset shielding, errors & omissions, and tailored coverage for non-standard businesses.
Bridging the Gap Between
AI Innovation and Global Capital
We provide specialized brokerage services to navigate the complexities of AI risk. Through our partnership with industry leaders like Munich Re, we facilitate access to the aiSure™ program—providing comprehensive indemnity for AI performance errors and algorithmic liabilities.
Client AI Model
Your AI system, algorithm, or automated decision engine.
Ocean Falls Technical Review
We assess, document, and present a transparent risk profile.
Placement in aiSure™ Program
We facilitate placement with Munich Re's pioneering AI coverage.
Secured Balance Sheet Protection
Comprehensive indemnity for AI performance errors.
Expert Risk Placement
We don't just find a policy; we help you present a transparent risk profile to top-tier insurers. We ensure your AI systems meet the rigorous technical and ethical standards required for programs like aiSure™, including checks for bias and hallucinations.
Adaptive Coverage Management
AI models are probabilistic and systematic, meaning they evolve over time. As your broker, we provide ongoing advisory to ensure your coverage scales and adapts as your models experience data drift or enter new use cases, preventing gaps in your protection.
High-Frequency, Low-Severity
aiSure™ covers AI performance errors in daily operations—events that standard CGL and E&O policies explicitly exclude.
Where Insurance Expertise Meets Technical Fluency
Kevin Day is a licensed Level 2 Insurance Broker in British Columbia and a full-stack developer who founded Ocean Falls Insurance to bridge the gap between technical innovation, digital infrastructure, and risk management.
With expertise across commercial insurance brokerage and software engineering, Kevin brings a dual perspective to emerging and conventional risk alike. He understands the technical architecture behind compute infrastructure, machine learning models, and automated systems — translating that knowledge into structured coverage strategies that genuinely protect client operations.
This technical fluency enables Ocean Falls to evaluate complex digital infrastructure and navigate specialty programs like Munich Re’s aiSure™ — presenting transparent, rigorous risk profiles that satisfy leading domestic and international insurance markets.
Level 2 Insurance Broker
British Columbia, Canada
Full-Stack Developer
Digital Infrastructure & AI
Digital Infrastructure & AI
Specialty Brokerage Advisory