Cyber and AI insurance from a broker who writes code.
30+ years in insurance. 25+ years in technology.
Cyber, tech E&O and AI liability for companies that ship software. I speak your engineers' language, so the submission tells underwriters the real story of your stack and controls.
Property, liability, D&O, construction and personal insurance, on the same account.
Level 2 general insurance licence LIC-2020-0023006-R01.
Cyber, tech E&O and AI liability
The policies enterprise buyers ask for before they sign.
Cyber insurance
Breach costs, ransomware, business interruption, and social-engineering fraud, including deepfakes.
Read the cyber page arrow_forward verifiedTech E&O
Professional liability for the product, the implementation, and the contract a customer made you sign.
Tech E&O for SaaS arrow_forward psychologyAI liability
Model promises, automated decisions, and the AI exclusion sitting in a standard cyber or E&O quote.
AI liability in Canada arrow_forwardThe rest of the account
Property, liability, construction, marine and personal cover, handled together.
How a placement works
From the contract on your desk to a policy you can hand a customer.
What you do
The product, the contracts, and the questionnaire a customer or investor already sent.
The gap
Where today's policies stop, including AI and professional-services exclusions.
The market
Insurers first. Specialty markets and partners when the risk needs them.
The wording
The form, in plain English, before anything is bound.
Insurance since 1994. Software since 1998.
.NET platforms, REST APIs, MCP servers, AI voice and chat, and CaptiveStack, on kevinday.ca.
Ocean Falls Insurance Services Limited is the brokerage. Agency licence LIC-2022-0037261-R01. You deal with me from the first call through to the policy.
The insurance products are CanadianCaptive, TwinCover, and CaptiveStack. What I've built.