Products

Homeowners's Insurance

Homeowners insurance policy is designed for owner-occupied residences and offers various coverage options and benefits, including All Risks Coverage, Replacement Cost, and optional add-ons like Sewer Back Up and Earthquake Coverage. It also provides features such as a $2 million liability limit option and discounts for newer homes and mature owners.

Eligible Clients

  • Owner occupied residence
  • Up to one self-contained rental suite
  • 5 years claims free
  • Fully updated within 30 years
  • No history of cancellation / lapse / non-renewal
  • Up to 1 self-contained rental suite

Coverage Available

  • All Risks Coverage for eligible risks
  • Replacement Cost, subject to age of dwelling
  • Lock Replacement up to $1,000 may be available
  • Reward Coverage up to $1,000 may be available
  • Optional Sewer Back Up
  • Optional Earthquake Coverage

Features & Benefits

  • $2 Million liability limit option
  • Standard $1,000 deductible
  • Discounts available for:
    • Newer homes
    • Mature owners

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